Paula-Lee Chambers

Paula-Lee Chambers is an experienced trial attorney focusing her litigation practice in all aspects of surety law including probate bonds, fidelity, and insurance coverage disputes.  She has considerable experience handling these types of matters as a private practitioner and as a bond claims attorney inside an insurance company and she practices in State and Federal Court including the United States Bankruptcy Court for the states of Maine, Massachusetts, New Hampshire and Vermont.

Paula-Lee also has a strong background in the representation of mortgage servicers, lenders, their agents, vendors, and trustees of securitized mortgage trusts in matters relating to lending, mortgage fraud, and violations of consumer protection statutes.

Prior to entering private practice, Paula-Lee spent more than 22 years in­ house with insurance companies handling claims as a Bond Claims Attorney or in various other supervisory positions. As a Bond Claims Attorney for Hanover Insurance Company, she specialized in surety and fidelity law, directors and officers liability, employment practices liability and fiduciary responsibility insurance. In her other roles at Hanover, she specialized in commercial and personal property coverages and surety and fidelity claims. At Metropolitan Property and Casualty Company, Paula-Lee handled automobile and homeowners claims.

She holds the insurance designations of Associate in Claims (AIC), and Property Claim Law Associate (PCLA).

  1. General Information


    • Massachusetts School of Law, J.D., 1994
      • Massachusetts School of Law, Law Review
    • Merrimack College, B.A., 1979

    Bar Admissions

    • Maine
    • Massachusetts
    • New Hampshire
    • Vermont

    Court Admissions

    • U.S. Court of for the District of Maine
    • U.S. Court of for the District of Massachusetts
    • U.S. District Court for the District of New Hampshire
    • U.S. District Court for the District of Vermont
  2. Representative Engagements
    • Successfully represented a completion surety in pursuing recovery on a construction project for a community college district. After almost three weeks of arbitration, a 92 page award was issued which granted our client almost $4 million and successfully defeated the owner’s almost $3 million counter-claim.
    • Successfully represented a contractor and completion surety in pursuing delay, productivity and change order claims and defending against False Claims Act allegations in connection with a large underground construction project.
    • Defeated a $4 million counter-claim at the pleading stage, allowing our client to quickly resolve their disputes and avoid litigation.
    • Successfully got the contractor out of a problematic public works utility construction contract, allowing the contractor to “stop the bleeding” and receive a termination for convenience.
    • Drafted appellate papers for the prevailing party in The H.N. and Frances C. Berger Foundation v. Perez (Cal. App. 2013) 218 Cal. App .4th 37 wherein the foreclosing lender was found to be an unintended beneficiaries and, therefore, have no rights against the subdivision bond issued by our surety client.
  3. Memberships & Affiliations
    • American Bar Association, TIPS Practice Section, Member, 2002-Present
      • Fidelity & Surety Law Committee
        • Vice Chair Fidelity and Surety Law Committee (2014-2018)
        • Co-Chair of the CLE Webinars Subcommittee (2014-2017)
        • Co-Chair of the FSLC Women’s Involvement Subcommittee (2009- 2013)
    • Fidelity Law Association, Member
    • Surety Claims Association, Member
    • National Bond Claims, Member
    • New Hampshire Bar Association, Member
    • Vermont Bar Association, Member
    • Mortgage Bankers Association 2017 to present
  4. Publications and Presentations

    Paula-Lee has spoken on both fidelity and surety matters and insurance coverage matters for the American Bar Association, the Massachusetts Association of Insurance Women and the Massachusetts International Arson and Theft Investigations, among others. Her presentations include:

    • “Ethical Considerations in Handling Employee Dishonesty Claims,” ABA TIPS Fidelity & Surety Law Committee Fall Meeting, Boston, Massachusetts, November 2017
    • “Mediation and Ethical Communications,” ASA TIPS Fidelity & Surety Law Committee Midwinter Meeting, New York, New York, January 2016
    • “Ethical Issues for Fidelity and Surety Attorneys Associated with Attorney Communications,” ASA TIPS Fidelity & Surety Law Committee, Webinar, December 2014
    • “Insurance and Bonding,” ABA Forum on the Construction Industry’s Seminar Fundamentals of Construction Law: Learn the Basics from the Pros, Boston, Massachusetts, November 2009
    • “Material Alteration of the Bonded Contract- Can the Surety be Discharged?,” National Bond Claims Association Seminar, Scottsdale, Arizona, October 2007